Towing Solutions Can Be Terrific Assistance in an Emergency

It is a roadside support professional or a roadway service operator that normally provides the towing services. In case of breakdowns, accidents or mishaps of vehicles, they tow the car to a garage or some other destination, if the authorities do not take it on legal premises

All these conditions need towing your vehicle, and you could do well to remember that the multifarious applications of the towing service could stand you in good stead in emergencies. In your own interest, ensure that you employ a good towing service with the appropriate trucks to bring your vehicle undamaged to the destination.

A towing service always comes in handy when you are in the precarious situation of a breakdown or an accident. Constantly keep in mind to keep your roadside support number or that of your towing service at hand for use in any type of car emergency. The traffic police also utilize the towing trucks to get rid of lorries parked in limited locations, or to tow away cars involved in accidents or from a crime scene, for further forensic and braking efficiency tests. Since the occurrences, needing towing is on an extraordinary growth, the towing services are also updating their operations with the latest tow trucks and techniques.

Most of those who make towing services either do the deal with their own or work as a subcontractor for other companies. The owner has a higher duty than the employees do, as he has to generate the financial investment and acquire a certified license for towing, stopping working which they will have to work towing service irving texas within restricted hours just. With a licensed license in hand, they can operate unrestricted round the clock, 24x7 and 365 days.

Insurance coverage

In this business, it is imperative for the towing truck owners to cover the insurance coverage danger for his tow trucks, his employees and the truck or lorry that needs towing. The owner must, additionally send evidence of insurance coverage in case of a mishap involved with the customer's car/vehicle, throughout the towing process. It is compulsory to bring the insurance files in the tow truck at all times.

Background verification

Choice of the chauffeur for the towing services is extremely crucial, as the rules plainly specify that the driver must have a clean record without marking of major offenses like DWT (drinking while inebriateded). They will also have to go through criminal background checks including drug test. Work of drivers with criminal background can trigger the owner to lose is towing license forever.

Today, most towing business equip themselves with the right tools, automobiles and techniques to tow cars thoroughly without damage to the destination. When they hand over the lorry to the towing service, many lorry owners can buy peace of mind. Nevertheless, do not ever make the mistake of using an inexperienced business; you will only wind up as cent wise and pound-foolish.


The traffic police likewise utilize the towing trucks to eliminate lorries parked in restricted locations, or to tow away lorries involved in mishaps or from a crime scene, for additional forensic and braking performance tests. Since the occurrences, needing towing is on an unprecedented growth, the towing services are likewise modernizing their operations with the newest tow trucks and strategies.

In this business, it is crucial for the towing truck owners to cover the insurance coverage risk for his tow trucks, his workers and the truck or lorry that requires towing. Today, most towing companies equip themselves with the right vehicles, tools and techniques to tow vehicles carefully without damage to the destination.

How to Change Habits - 14 Tips to Help Create A New You



How many of you want to change in some way? Yes? Well, I think that's all of us then! Somehow, I don't think that you 'd be reading this if you were perfectly happy as you are and perfectly happy to stay as you are for the rest of your life. Who would want to stay the same forever anyway, how boring would that be?

Most of us would like to eat more healthily, exercise more, work more effectively, have better relationships and have the courage to follow our dreams. But to enable us to achieve these things, we will certainly have some habits to change.

Most of us don't really know how to change habits, but we do know that it's pretty hard, I don't know how many times you've tried and failed to change things in your life, probably many times, yep, again, same as me. And if you've had the same habit for 40 years, then that habit is going to be pretty ingrained.

" Habit is habit, and not to be flung out of the window by any man, but coaxed downstairs a step at a time." - Mark Twain

We have to acknowledge that the task of changing a habit will be difficult and we need to prepare accordingly. Here are some tips to help you increase your chances of success:

How To Change Habits - 14 Tips To Help Create A New You

1. As Mark Twain suggests above; making PERMANENT changes won't be instant or even quick: if you realise and accept that at the start, it can be half the battle.

2. Don't try changing too many habits at the same time: it's best to attempt one at a time and you will be able to put all your energy into that one change The more energy you have available to put in, the more chance you have of success. Once you succeed you can move onto the next one and maybe, eventually, you could even make a habit of changing your habits!

3. Do YOU feel determined? - If you only feel half-hearted about the change that you have decided to make, then you WON'T succeed. If you're just planning to make a change that someone else wants you to make, then it's unlikely that you will have enough desire and drive to succeed with it. Only you know how you feel inside about the changes you have chosen to make. You'll have the best start if YOU feel passionate about it and have a burning desire to change!

4. Get the support of those around you: you'll not be able to lose weight if your friends and family keep saying at mealtimes "Go on, have another." or "Eat what you like today, it is a special occasion after all." There will always be a reason not to do what you have set out to do, so ask your friends and family to help keep you on the right path rather than give you excuses to stray from it.

5. Make a plan: write down all the steps that you check here need to take to make your plan become a reality. If you're trying to lose weight, plan your meals:

What are you going to eat?
What do you need to buy?
What days will you exercise?
6. Give yourself some measurable targets: set dates that you're committed to making certain things happen by, for example: "I will lose 7 pounds in the next two weeks."

7. Accountability: tell your friends and family your goals and report to them at the end of each week. Ask them to ask you about your progress if you haven't volunteered any information to them.

8. Be consistent: this will reinforce your actions and turn them into habits. The longer you do something in a certain way, the more chance it has of staying that way, for example, it's easier if you make certain days your exercise days, otherwise you will tend to drift rather than create a new habit.

Think about the obstacles that you WILL prepare and face what you will do when they occur: if you want to keep up an exercise regime, will other commitments such as work or your children get in the way? Are there any arrangements that you can put in place that will still allow you to keep your commitments to your goal.

Keep a note of your progress: it's easy to have a bad week and then to think that you're not doing very well overall, but if you make sure that you keep a note of all your achievements, it will put that bad week into perspective. An easy an effective way to document your progress would be put your results into an Excel spreadsheet.

11. What normally trips you up? Think about the things that are likely to put you off course and write them down. If you are consciously expecting these things to happen then you will recognise them when they do and you are more likely to be able to resist them. If you are working on a presentation for your work or carrying out research for a book or article that you are writing, realise that you may be tempted to surf the net instead or keep checking Facebook or your emails. If you are supposed to be exercising, resist the temptation to slob out and watch a DVD instead because you feel a bit tired.

Visualisation: think of all the bad things that could happen if you don't achieve your goal and all the good things that could happen if you DO achieve it and visualise them. You need to really put yourself off keeping your bad habits as much as you can. If you are trying to give up smoking, research all the awful things that smoking does to you, really re-inforce in your mind how bad it is for you.

Don't treat yourself in a way that will interfere with your goals. If you're trying to give up smoking, don't treat yourself to a cigarette, choose something else!

14. If you feel you are failing, assess where things are going wrong and you can always adjust your targets if needs be, perhaps you've bitten off more than you can chew and you need to achieve your goals in smaller chunks and with a little more time.

Now that you know HOW to change habits, the other crucial points are that you actually have to follow these tips and not give up! Keep trying and you WILL get there in the end!


Most of us don't really know how to change habits, but we do know that it's pretty hard, I don't know how many times you've tried and failed to change things in your life, probably many times, yep, again, same as me. Don't try changing too many habits at the same time: it's best to attempt one at a time and you will be able to put all your energy into that one change The more energy you have available to put in, the more chance you have of success. Once you succeed you can move onto the next one and maybe, eventually, you could even make a habit of changing your habits!

If you're just planning to make a change that someone else wants you to make, then it's unlikely that you will have enough desire and drive to succeed with it. Only you know how you feel inside about the changes you have chosen to make.

Back To Basics: What Is SEO Marketing?



Many marketing agencies typically assume the people reading their content already know what SEO marketing (search engine optimization marketing) is but what we've found is not everyone understands the basics of SEO and why it is important for their web presence. Because of the growing importance placed on social media marketing, many believe they can either implement SEO OR social media.

SEO Marketing Defined.

According to Search Engine Land:

It is the process of getting traffic from the "free," "organic," "editorial" or "natural" listings on search engines. All major search engines such as Google, Yahoo and Bing have such results, where web pages and other content such as videos or local listings are shown and ranked based on what the search engine considers most relevant to users.
Let's break it down.

It is the process of getting traffic from the "free," "organic," "editorial" or "natural" listings on search engines.

When you do a search on Google, you typically either find what you're looking for within the first page, or you go back and change your search query. Let's look at a search example. Search for "seo marketing appleton wi".

The top part of the search results are typically the paid results. You can tell because they have a small orange box with the word "Ad" next to them. The unpaid results are what are referred to as "free", "natural", "organic" and "editorial" in the definition. When a user clicks one of these links, the website has successfully grasped their attention and is now a potential solution for whatever it is they were searching for.

All major search engines such as Google, Yahoo and Bing have such results, where web pages and other content such as videos or local listings are shown and ranked based on what the search engine considers most relevant to users.

These results are shown in all search platforms, whether it is one of the major ones: Google, Bing and Yahoo; or lesser known platform options. None of these platforms don't just KNOW you have the best product and automatically rank you. You have to prove it with your online presence.

Payment isn't involved, as it is with paid search ads.

As mentioned above, the results above the organic links are paid. That's a topic for another article, just know that you'll never see an organic result ABOVE the paid search results.

Why is SEO Important for Your Website?

Now that you understand what SEO Marketing is, but how is it relevant to your website? Off, how is SEO marketing relevant to your website? 75% of people click on one of the top five results in Google, and few (roughly 25%) will go to the second page for search results.

75% of internet transactions start with a search engine
An inbound lead (someone who finds your website and fills out a "Contact Us" form) costs 61% less than an outbound lead (a sales call).
SEO leads have a 14.6% close rate, while outbound leads have a 1.7% close rate.
93% of online experiences begin with a search engines.
Search Engine Optimization vs. Social Media Marketing?

Some say search is not limited to a search platform anymore because you can find businesses in your Twitter feed, LinkedIn, and on Facebook. This is true. However, when someone comes across your company on Facebook for example, they are most likely there to browse, or get support, they aren't necessarily looking for you because they're ready to buy your product or service.

Your potential customers are probably sitting on social media out of curiosity and/or boredom. When someone is ready to buy or in research SilverState.com mode, they are searching specifically for something you might be able to provide which increases the likelihood you'll get a customer. This alone is reason enough not to ignore SEO in your web marketing strategy.

SEO Marketing and Social Media Work Hand-In-Hand.

Becoming a brand leader on social media will show your potential customers you know what you are talking about. Search engines see how much your content is shared, how many people are interacting with you, and how well you manage your brand. This allows your company to gain trust, and therefore could bump up your website's rankings in search engines. If you only learn one thing about SEO and social media from this article, this is it: You can't have one without the other if you want to be competitive online.


Many marketing agencies typically assume the people reading their content already know what SEO marketing (search engine optimization marketing) is but what we've found is not everyone understands the basics of SEO and why it is important for their web presence. All major search engines such as Google, Yahoo and Bing have such results, where web pages and other content such as videos or local listings are shown and ranked based on what the search engine considers most relevant to users. When you do a search on Google, you typically either find what you're looking for within the first page, or you go back and change your search query. Search for "seo marketing appleton wi".

Some say search is not limited to a search platform anymore because you can find businesses in your Twitter feed, LinkedIn, and on Facebook.

Debtors Seek Cheap, Low Cost Affordable Bankruptcy With Rising Bankruptcy & Here's How You Get It



With the trend towards rapidly rising filings in bankruptcy becoming the norm once again in today's dire American economic and unemployment climate, a growing number of consumers are increasingly seeking cheap, low cost affordable bankruptcy, usually meaning without the lawyer. They seek nonlawyer system of bankruptcy filing that provide them affordable, cost-effective bankruptcy, while yielding them the same end result as would using a high cost bankruptcy lawyer - having in hand the bankruptcy court document that shows you're officially declared a BANKRUPT.

THE NEW REFORMED LAW: ITS BASIC MISSIONS & OBJECTIVES

On October 17 2005, amidst highly charged tense drama, high expectations and robust promises, the new "reformed" bankruptcy law enacted by Congress, the 2005 Bankruptcy Abuse and Consumer Protection Act or BAPCPA, went into effect. The overarching argument and premise expressed by the banking and financial industry advocates and supporters of the reform law in urging the law's enactment, had been that the steady upward trend at the time in bankruptcy filings was due primarily to "fraudulent bankruptcy filings" by consumers and the "excessive generosity" of the old bankruptcy system which, it was said, encouraged "abuse" and allowed a great many number of debtors to repudiate debts that they could quite well pay, at least in part.

The stated and yet unmistakable mechanism by which the new 2005 law was to pursue this primary objective of the new law, was essentially to force debtors who could supposedly afford to repay some of their debts, into filing for Chapter 13 bankruptcy, in stead of Chapter 7. That is, filing the type of bankruptcy (Chapter 13) that requires one to repay his debt, or at least some of it. Briefly summed up, primarily by restricting access to eligibility for Chapter 7 - as primarily determined through the so-called "means test" calculation on a debtor's income - the new law was to drastically weed out and curtail the number of debtors filing for bankruptcy.

Alright, today it is now going to 4 years since the BAPCPA law was put into effect, and has it attained its sponsors' stated mission? And if so, to what extent so far?

In point of fact, for the first few years after the implementation of the law in October 2005, the original objective of that law at least in the area of drastically curtailing the number of bankruptcy filings, actually seemed not only to have been attained, but to have in fact been dramatically surpassed. Almost immediately after the law came into effect, there was a blunt, vivid dramatic drop seen in the number of bankruptcies filed in the system in the years immediately following the law - the filings went from 1,597,462 in 2004 (the last normal year of filings before the new law was enacted), to a mere 590,544 in 2006, and only 826,665 in 2007. No bankruptcy filings that were low cost or affordable to debtors, were largely available in this earlier post-2005 law, however, since most filers at the time were largely intimidated by the lawyers' common talk about the supposed "complexity" of the new law, and simply used only the lawyers to do their bankruptcy almost exclusively.

In years prior to the new 2005 law, Chapter 7 bankruptcy filings accounted for roughly 70% of all non-business or consumer bankruptcies (it was precisely 71.5% in 2004, the last year before 2005 when the new law took effect), while Chapter 13 bankruptcies accounted for approximately 30% or less. The post-2005 year bankruptcy filings for the earlier years after the 2005 law, showed, however, a marked increase in the number of bankruptcies filed under Chapter 13, to the extent of some additional 10%,.

The situation described so far was what obtained with respect to the EARLIER period of the time after the new 2005 law came into effect. But now, fast forward to the LATER period, however - to today, in July 2009. And what we find is that the American debtors, once again, are fast returning to the same high rate of bankruptcy filings as the pre-2005 levels. In deed, informed expert projections are now that we'll land right back pretty soon at the same old "square one" heights in bankruptcy filing - back to the old "bad" high pre-2005 bankruptcy filing levels which the 2005 "reform" law just enactment by Congress had been meant to cure and reverse.

According to data from the Automated Access to Court Electronic Records (" AACER"), there were over 120,000 U.S. bankruptcy filings in May 2009 or 6,020 for each of the 20 business days in May, marking the first time that daily bankruptcy filings have topped the 6,000 mark since the 2005 bankruptcy law was adopted. According to one widely respected expert at bankruptcy filing figure crunching, Professor Robert Lawless of the University of Illinois School of Law whose calculations place the average daily filing rate for 2004 (6,339) as the "benchmark" for the pre-2005 filing rate, what America is currently seeing is a filing trend which is already hitting the high pre-2005 mark, and right now the long-term trend is directly towards the same filing rate as before the 2005 bankruptcy law was adopted.

Thus, the returns from the May filings on an annualized basis, keep us on track for a projected filing of 1.45 - 1.50 million bankruptcies this 2009, depending on how closely the current trend adheres to, or deviates from, the bankruptcy filing trend for the remaining part of the year.

THE 2005 LAW HAS FAILED ON TWO FUNDAMENTAL COUNTS: FAILS TO STEM THE GROWTH IN BANKRUPTCY FILING RATE & IN KEEPING BANKRUPTCY AFFORDABLE

Clearly, then, the "reformed" 2005 BAPCPA law has woefully failed in its FIRST avowed fundamental objective of drastically curtailing the upward trend in bankruptcy filings by the American debtors. In addition to that, there is another very important way, in deed even a more profound way, in which that law has woefully failed for the American debtor: it has made the bankruptcy system far more cumbersome and difficult, and far more even unaffordable and expensive for debtors. For example, among the primary anti-debtor provisions of this new law, this current law:!

== now makes it harder for debtors to discharge certain types of debts

== now forces a greater proportion of debtors to repay their debts

== now imposes special responsibilities and restrictions that are uncommon, even upon bankruptcy lawyers and bankruptcy document preparers (e.g., lawyers are now required to personally vouch for the accuracy of the debt and financial information their clients providing, and to do more unnecessary paperwork) thereby giving the lawyers more excuses for jacking up their fees for bankruptcy even higher

o now imposes tremendous restrictions and undue scrutiny upon the Bankruptcy Petition Preparers
( the name given by the Bankruptcy Code for nonlawyers who help debtors with their
bankruptcy paperwork, as generally far lower costs), the net result of which has been to discourage affordable assistance for bankruptcy filers and thus chase them into the offices of bankruptcy lawyers who charge some 50 times the fee of the BPPS to do basically the same thing for the debtor

o now imposes a new requirement (and additional expense) which requires debtors to undergo credit and budget counseling, and

o subjects bankruptcy filers to a mountain of paperwork, documentation and procedures that could be quite daunting for anyone in order to file for bankruptcy.

EXORBITANT LAWYERS' FEES FOR BANKRUPTCY FILERS AS THE BIGGEST ANTI-DEBTOR CONSEQUENCE OF THE NEW LAW!

But perhaps the biggest anti-debtor consequence brought about by the new law - the consequence which, by most expert opinion, is precisely what had been intended by the banking and credit industries which were principal sponsors of the new law - is that by introducing far more paperwork and unnecessary extra complexity and protocols in the way the bankruptcy process attorney Las Vegas is undertaken, it has enabled the lawyers' to find an excuse by which they have been able to jack up and to justify the fees and the costs of filing for bankruptcy. Consequently, the costs of filing for bankruptcy since after the 2005 law, have become prohibitively high, in deed unaffordable, for the average bankruptcy filer. The average lawyers' fee for a simple bankruptcy in parts of the country today, has shut up to a whopping sum of $2,500 for a simple Chapter 7 bankruptcy, and about $4,500 for a Chapter 13, among other new complications now to be confronted by the debtor who wishes to file for bankruptcy. For many debtors, this therefore leaves the low-cost nonlawyer bankruptcy method, as the ONLY real remaining, practical, but affordable and effective alternative to the use of lawyers for their bankruptcy.

Don't Despair. There are Still Some Open Avenues of Cheap, Low Cost Affordable Bankruptcy Remedy For Debtors!

However, even under the new law, filing for bankruptcy, especially Chapter 7, is still a fairly straightforward process for a large number of filers. This is so more especially when you (the debtor) do it using basically one unique alternative system to traditional use of lawyers in bankruptcy - namely, using a nonlawyer, self help system, or one which uses a competent reliable Debt Relief Agency or Full Service Bankruptcy Document Preparer, in doing your bankruptcy paperwork.


The overarching argument and premise expressed by the banking and financial industry advocates and supporters of the reform law in urging the law's enactment, had been that the steady upward trend at the time in bankruptcy filings was due primarily to "fraudulent bankruptcy filings" by consumers and the "excessive generosity" of the old bankruptcy system which, it was said, encouraged "abuse" and allowed a great many number of debtors to repudiate debts that they could quite well pay, at least in part. No bankruptcy filings that were low cost or affordable to debtors, were largely available in this earlier post-2005 law, however, since most filers at the time were largely intimidated by the lawyers' common talk about the supposed "complexity" of the new law, and simply used only the lawyers to do their bankruptcy almost exclusively.

In years prior to the new 2005 law, Chapter 7 bankruptcy filings accounted for roughly 70% of all non-business or consumer bankruptcies (it was precisely 71.5% in 2004, the last year before 2005 when the new law took effect), while Chapter 13 bankruptcies accounted for approximately 30% or less. Perhaps the biggest anti-debtor consequence brought about by the new law - the consequence which, by most expert opinion, is precisely what had been intended by the banking and credit industries which were principal sponsors of the new law - is that by introducing far more paperwork and unnecessary extra complexity and protocols in the way the bankruptcy process is undertaken, it has enabled the lawyers' to find an excuse by which they have been able to jack up and to justify the fees and the costs of filing for bankruptcy. The average lawyers' fee for a simple bankruptcy in parts of the country today, has shut up to a whopping sum of $2,500 for a simple Chapter 7 bankruptcy, and about $4,500 for a Chapter 13, among other new complications now to be confronted by the debtor who wishes to file for bankruptcy.

Finding A Good Wedding Planner



A wedding planner will greatly reduce your problems that you will tend to face while planning for your wedding. A lot of stress is common while preparing for your wedding and you tend to worry about the arrangements, the execution of your wedding plan and much more. A good wedding planner will definitely help you to remove the stress factor from your wedding plans and that too with you still being in control. A wedding planner will ease your load while you plan your wedding and also ensure that it will be a memorable day in your life.

Since most wedding planners have experience and contacts with most providers, they will help you to find the best possible items for your wedding within your budget. Making floral arrangements, arranging for the photographer, videographer and decorations for the wedding is also done by wedding planners. Almost all necessary arrangements needed for the wedding and your reception will de done by the wedding planner and thus you can prepare and relax for the wedding.

While picking a wedding planner do make sure that you do the necessary background checks needed and also ensure that the person whose services you are going Cloud 9 Weddings & Papers to utilize is a licensed wedding planner. As weddings involve huge amounts of money it is very important for you to land up with the right wedding planner else you might lose your money and also ruining your dream wedding.

Even if you hire a wedding planner do remember that it is your wedding and you need to make the final decision on what is needed and what can be left. You should not let the wedding planner make all the decisions as that will make your wedding not the way you really wanted it to be. Do check through all the available wedding planners in the city and compare their services and costs before deciding on which wedding planner you are going to select.

Do remember that even the best planned wedding can have a few unexpected glitches and in such situations a wedding planner will be a boon to you as the wedding planner will take care of those problems while you can enjoy your wedding.


Almost all necessary arrangements needed for the wedding and your reception will de done by the wedding planner and thus you can relax and prepare for the wedding.

While picking a wedding planner do make sure that you do the necessary background checks needed and also ensure that the person whose services you are going to utilize is a licensed wedding planner. As weddings involve huge amounts of money it is very important for you to land up with the right wedding planner else you might lose your money and also ruining your dream wedding. Do check through all the available wedding planners in the city and compare their services and costs before deciding on which wedding planner you are going to select.

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